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Services
VISA
VISA Checkcard
VISA Travel Money
VISA Gift Cards
Safe Deposit Boxes
ATMs Brokerage
Trust Services
Investments

The Peoples Bank is able to provide the most innovative services in banking. From VISA Checkcards to Image Statements to Internet Banking, we're doing more to make banking easier for you.

VISA
Accepted at over 13 million outlets throughout the world, VISA can also be used for cash advances at the following locations: The Peoples Bank main office, Walnut Branch, and any of our ATMs. Additionally, you may get cash advances from thousands of PLUS and Pulse locations nationwide.

Use your credit card for a world of purchases and cash advances with low 17.52% Annual Percentage Rate and annual fee of only $10.00. Monthly payments can be as low as $10.00 or 3% of your balance.

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VISA Checkcard
Enjoy the convenience of a debit card issued by The Peoples Bank. Use your Peoples Bank VISA Checkcard instead of a check and pay directly from your checking account wherever you see the VISA symbol -- at more than 13 million merchant locations around the world. There is no checkbook to carry. No check to write. No identification to show. No waiting for check approval. When you carry your Peoples Bank VISA Checkcard in your wallet, you have the easiest way to pay for everyday purchases. There is no charge for this card.

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VISA Travel Money Cards
Don’t deal with the hassle of keeping up with paper travelers’ cheques.
 
VISAGift Cards
It’s the only gift that truly is one size fits all.  Accepted anywhere you see the Visa logo.

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Safe Deposit Boxes

Let The Peoples Bank keep your valuables in one of our safe deposit boxes. Choose the size that meets your needs.

Main, Walnut, Blue Mountain North Branch
Size

Annual Rental Fee

Size

Annual Rental Fee

3x5
5x5
3x10
5x10
10x10

$16.00
$22.00
$25.00
$35.00
$50.00
3x5
3x10
5x10
10x10

$12.00
$16.00
$21.00
$30.00

*There is a $10.00 charge for key replacement
and a $50.00 charge for lock change.

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Automated Teller Machines (ATMs)
Your ATM card and The Peoples Bank's ATMs provide you with 24-hour banking 7 days a week. As a member of the PULSE network, The Peoples Bank provides you access to thousands of ATMs worldwide. In addition, our machines can provide cash advances to VISA, MasterCard, or Discover Card card holders.

Your ATM Services allow you to:

  • Withdraw cash from your Checking or Savings account
  • Make deposits to your Checking or Savings account
  • Transfer funds between your Checking and Savings account whenever you wish
  • Determine account balances
  • Get cash advances with your VISA, MasterCard, or Discover Card
    * Cash withdrawals using your ATM card are limited to $300 per banking day or your available account balance, whichever is less. Saturday, Sunday, and Monday are considered one banking day, as are three-day weekend holidays.

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Portfolio I (Discount Brokerage)
If you make your own decisions about your investment program and don't need a broker's advice, The Peoples Bank offers Discount Brokerage Service through First Tennessee Discount Brokerage. Consider these advantages:
  • Convenient, secure way to trade securities
  • Significant savings over regular brokerage commissions
  • Access to all major exchanges
  • Up-to-the-minute market prices
  • Prompt execution of your transactions
  • Detailed regular account statements

* First Tennessee Discount Brokerage is not FDIC insured.

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Trust Services
The Peoples Bank provides a trust department with trained professionals to assist you with a variety of trust services including:
  • Self-directed IRAs
  • Living trusts -- revocable and irrevocable
  • Agency accounts -- custodian accounts
  • Estate administration

The trust department has newly acquired software with "state of the art" market pricing capabilities and customer friendly reporting.

Trust fees are based on account size as well as the amount of activity projected.

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Investments
As Tippah County’s premier financial institution, The Peoples Bank has been “making the business of banking a pleasure since 1925”. With this philosophy in mind, Starlette Vance has been entrusted by the Peoples Bank to assist clients and the Tippah County community with their financial needs during their various life stages. Starlette Vance is an investment professional with eight years of experience and would be happy to offer financial recommendations through an array of products and services. Through careful consultation and analysis, Starlette can develop strategies for:
  • Building a Strong Financial Foundation
  • Paying for College
  • Job Changers (Rollovers)
  • Pre- Retirement
  • Retirement Income Options

Starlette is employed by The Peoples Bank and is Series 6 & 63 licensed through Sorrento Pacific Financial, LLC, a registered broker-dealer and member of FINRA. Starlette, born and raised in Ripley, holds a Bachelor of Science Degree from Blue Mountain College in Business Technology and a minor in Bible. Starlette is a dedicated 401(k) Rollover Specialist and looks forwarding to meeting with you. Starlette is based out of the Main Branch and can be reached by phone at 662-837-8191 or by email.

Newsletters:

July 2010

Archive -
June 2010
May 2010
March 2010
February 2010
January 2010

Seminars and Workshops:

  • Coming Soon- A complete Life Stages Workshop Series

*Investment products and services are provided through Sorrento Pacific Financial, LLC (SPF) a registered broker-dealer and investment advisor. Member FINRA/SIPC. SPF is not affiliated with The People’s Bank of Ripley, MS. Investments are Not a deposit, Not FDIC insured, May go down in value, and Not bank guaranteed.


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FDIC member   Equal Housing Lender
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