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Checking Accounts | Savings Accounts
| Certificates of Deposit |
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The Peoples Bank offers a wide range of flexible investment CD options. By purchasing a CD, you can guarantee a fixed rate for a specific period of time. We have quoted rates of interest and you can choose various maturities up to 84 months. The minimum amount required to purchase a CD is $500.00. On any CD over $100,000.00, the rate is higher. Federal Law requires that a substantial penalty be placed on early withdrawals. |
| Select-a-Rate CD |
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You can change the rate on this CD twice during its term without a penalty. The Select-a-Rate CD is available in 5, 6 or 7 year terms only. |
| Personal Money Market Account |
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With an initial deposit of $2,500.00 The Peoples Bank offers you both a market rate of interest and accessibility to your funds. You are limited to three withdrawals and three transfers per month. There is a $12.00 service charge if your balance drops below $2,500.00. Interest is subject to change daily, dependent on market rates, and is paid monthly. The interest is disclosed on your monthly statement. |
| Individual Retirement Accounts (Traditional & Roth) |
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The Peoples Bank offers many different IRA's with an initial deposit of as little as $500.00. Please consult your tax advisor for your eligibility. You may come by and talk to our IRA representatives at your convenience. |
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